Pacifica Insurance Services is an independent Medicare insurance agency serving California.

We help individuals navigate Medicare with clarity — so decisions are well understood, and healthcare costs are predictable rather than surprising.

We understand firsthand how complex Medicare can feel, and how important it is to get the details right.

Whether you’re turning 65, reviewing your current coverage, or exploring your options, we provide straightforward guidance tailored to your situation.

As an independent agency representing multiple insurance carriers, our focus is on helping you understand your choices and how they align with your needs — not pushing a particular plan.

Consultations are available remotely or in person, and there is no cost for our services.